Ulilipa.
Hukupokea.
Pesa yako imetoweka? LipaSafe got you.?
LipaSafe holds your M-Pesa payment in secure escrow.
Your money only moves when you confirm delivery. Never before.
Facebook Marketplace. OLX. WhatsApp groups. Pochi la Biashara. Every day, Kenyans lose money to people they trusted. LipaSafe ends that.
You buy a phone on Facebook or OLX. It arrives cracked, fake, or never arrives. Seller blocks you. Money gone. LipaSafe holds payment until you confirm the item is exactly what was described.
You send KES 500 to a bundle seller's till or Pochi. They confirm. Then silence. No bundle, no refund, no recourse. LipaSafe holds the funds — bundle seller only gets paid after you receive and confirm.
You pay for a delivery. The rider brings the wrong item, something broken, or nothing at all. No way to get your money back. LipaSafe only releases payment after you confirm the parcel arrived correctly.
Plumber, electrician, painter — you pay upfront. They do half the work or disappear after deposit. LipaSafe holds payment and only releases it in milestones as work is completed to your satisfaction.
Rental scams are rampant. You pay a deposit for a house that doesn't exist or is already occupied. Fake landlords, fake listings, real money lost. LipaSafe holds your deposit until you physically confirm the house.
One wrong digit and your M-Pesa is gone to a stranger. SafeSend holds the money until the recipient accepts — wrong number means automatic refund. And when someone sends you money, Fuliza no longer intercepts it before you even see it.
LipaSafe sits between buyer and seller — holding funds securely until both sides are satisfied. No blind trust required.
Buyer and seller agree on terms inside the app. LipaSafe generates a secure deal reference for both parties.
Buyer pays via M-Pesa STK Push. Funds are held securely — not yet released to the seller.
Seller delivers. Buyer confirms receipt in the app. Funds are instantly released to seller via M-Pesa.
If something goes wrong, either party can raise a dispute with evidence. Our AI engine reviews and admins resolve fairly.
LipaSafe covers the transactions Kenyans make every day — now with a safety net.
Buy and sell data bundles or airtime safely. Pay only when you receive what was promised.
LiveTrade phones, electronics, and more without fear of being conned or ghosted after payment.
LiveHire plumbers, electricians, painters. Payment held until the job is complete to your satisfaction.
LiveSend parcels with payment locked until the recipient confirms safe delivery at their end.
LivePay deposits and rent securely. Protected against fake listings and scam landlords.
LiveAny agreement between two parties. Set your own terms, timelines, and release conditions.
LiveLipaSafe is built with financial-grade safety. Funds never move unless you authorize it — with full audit trails throughout.
Funds are held in a secure internal ledger — never sent to the seller until the buyer explicitly confirms delivery.
Photo and video evidence is analyzed by a multi-model AI system before human admins review any dispute.
If a payout fails, the system retries automatically up to 3 times with admin escalation if unresolved.
Every action — payment, release, dispute, refund — is logged with timestamp and actor for full transparency.
Built directly on Safaricom's Daraja API — STK Push, B2C, and C2B. The same infrastructure behind every Kenyan mobile payment.
Critical actions like fund release require OTP verification. No funds move on accidents or unauthorized requests.
LipaSafe is built for legitimate commerce between Kenyan M-Pesa users. Some uses are restricted to protect all parties on the platform.
Join the LipaSafe beta — free for early users. Download now and never get conned again.