Lipasafe is Kenya's trusted escrow payment platform. When you buy or sell goods, hire a fundi, pay rent, or send money home from abroad, your money stays protected in escrow until the job is done right — powered by M-Pesa.
No more "send money first and pray." Lipasafe holds the money so both the buyer and the seller are protected from start to finish.
Buyer and seller agree on the item, service, or payment. Create the transaction in the Lipasafe app in seconds.
The buyer pays via M-Pesa. Money is locked safely in Lipasafe escrow — not sent directly to the seller yet.
The seller delivers the goods or completes the service. The buyer inspects and confirms everything is as agreed.
Once confirmed, funds are released instantly to the seller's M-Pesa. If there's a problem, our dispute team steps in.
Wherever money changes hands between strangers — or across borders — Lipasafe stands in the middle to protect it.
Buying or selling online? Lock the payment in escrow until the buyer confirms the item is exactly what was promised.
Pay for deliveries on arrival — not before. Funds move to the seller only when your order is at your door and verified.
Tenants and landlords get a clean, documented payment trail with receipts — rent paid and verified through escrow.
Hiring a fundi? Deposit the job payment in escrow and release it only when the work is completed to your satisfaction.
Phones, electronics, furniture — trade pre-owned items with total confidence. No more "tuma pesa kwanza" stories.
Send money home from abroad with full transparency — your family receives it safely, and you see exactly where it goes.
Sending money home shouldn't mean hoping it arrives. With Lipasafe, diaspora senders get tracked, protected transfers — whether it's family support, school fees, or investment back home.
Follow your transfer from send to receive with clear status updates at every step.
Funds move through regulated payout channels straight to M-Pesa — no middlemen.
Every transaction is documented — perfect for family budgeting and accountability.
Lipasafe is an escrow payment platform built by Holda Fintech Technologies Limited. It holds a buyer's money safely until goods are delivered or a service is completed — protecting both the buyer and the seller in any transaction.
When you pay, the money goes into a secure Lipasafe escrow account — not directly to the seller. It is only released when you confirm you've received what you paid for. If something goes wrong, our dispute resolution team reviews the case before any funds move.
Payments are made directly through M-Pesa from inside the Lipasafe app. It's fast, familiar, and works with the phone you already have. Sellers receive payouts to their M-Pesa once a transaction is confirmed.
Yes. Every user completes identity verification (KYC) before transacting, all payments run through secure, regulated channels, and every transaction is recorded and traceable. Your money is never sent blindly to a stranger.
Holda Fintech Technologies Limited is the company behind Lipasafe — a Kenyan fintech focused on building trust into everyday payments, from marketplaces and services to rent and diaspora remittances.
Lipasafe is available on the Google Play Store. Tap any "Get the App" button on this page to download it directly.
Download Lipasafe free and make your next transaction the safest one you've ever made.
GET IT ONGoogle Play Free to download · M-Pesa powered · Built in Kenya, for Kenya